Be part of the movement toward true community banking at Bank of North Carolina! Our BNC Switch Kit provides step-by-step directions to walk you through the process. It's simple. It's convenient. It's the right time for your checking account to experience the Bank of North Carolina difference. It just takes a few easy steps!
At Bank of North Carolina, we will open your new checking or savings account. Next, we will show you how to authorize changes to direct deposits and automatic payments. Finally, we will help you close your old account. We have created this checklist to help make your transition to Bank of North Carolina smooth and easy. For more information, please call 1.800.262.7175 or stop by any of our bank locations.
1. Open a Bank of North Carolina account. Click here for the New Account Information Form.
Let us help you organize the information you will want to bring with you to The Bank of North Carolina to open your new checking or savings account.
2. Transfer all automatic payments to your new Bank of North Carolina account. Click here for the Automatic Payment Form.
You will need to fill out this form for each Automatic Payment that you would like to have paid from your new account at the Bank of North Carolina. Better yet, cancel these automatic draft and sign-up for online banking with bill pay. Click here to learn more about BNC Personal Online Banking.
Note: To aid you in this process simply make a list of all the automatic payments you currently have deducted from your account and the dates these transactions occur.
3. Transfer all Direct Deposits to your new Bank of North Carolina account. Click here for the Direct Deposit Form.
You will need to fill out this for each Direct Deposit that you would like sent to your new account at the Bank of North Carolina.
You can send this notice to your employer to change the bank and account number from where your Direct Deposit is sent.
If you receive payments from the Social Security Administration, click here to link to their website and download their forms.
4. Stop using your old account. Click here for the Deposit Account Closing Form.
You will need to fill out and send to your old bank to close your account. You will want to destroy any unused checks and cancel your ATM cards or Check Cards. You will also want to make sure that all checks or debits have cleared the old account. Also, pay off any remaining check overdraft protection balances at your old bank.
5. See your local Bank of North Carolina representative.
Bring your new account forms and ask our Bank of North Carolina representative to review your mortgage and other personal loan arrangements to see if you can refinance at a more favorable rate.